Navan Payments

Effortless T&E starts with smarter payments

Control spending and streamline processes with integrated payment solutions for every type of business — from startups to enterprises, regional to global.

Trusted by thousands of companies

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amplitude - blue - 900 LYFT - blue - 900Okta - blue - 900box - blue - 900Thomson - Reuters - blue - 900Snowflake - blue - 900datadog-blueNilfisk-blueShaw -floors - bluemongo-db-blueprimark-bluecrate-barrel-bluetoast-bluewayfair-blueglassdoor - blue - 900zoom-blueshopify-blueancestry-bluepaychex - blue - 900mattress-firm-bluepinterest - blue - 900heineken - blue - 900

Global payments to meet every need

One global platform

Optimize T&E with one centralized solution for all business travel, payments, and expense management.

Flexible payment options

Choose the payment solution that fits your business best.

Control spend

Set customizable, transparent spend policies upfront to prevent overspending.

Payments solutions

Every business — from startups to enterprises, regional to global — can choose the solution that fits them best … whether or not they have an existing payment solution.

Navan corporate cards

With physical and virtual travel card solutions, it’s easy to control spend, ensure compliance, and streamline travel, expense, and corporate card management — all on one platform.

  • Money back on every purchase: Get up to 1.5% back on every Navan corporate card transaction, plus no annual card fee.
  • Global coverage: Navan corporate cards are issued in USD, GBP, and EUR, and accepted around the world.
  • Flexible options: Generate unique, on-demand virtual cards for travel bookings made through Navan or use physical cards for everyday spending.
  • Virtual purchase cards: Create virtual cards with customizable spend limits for recurring subscriptions or spot purchases.
Navan Card with disclaimer and white space
The Navan card is issued by Celtic Bank (Member FDIC), Stripe Technology Europe Limited, and Stripe Payments UK Limited.

Navan Connect

Love your current card solution? With Navan, there’s no need to switch.
    •   Keep your eligible Visa, Mastercard, or American Express cards.
    •   Preserve your current card rewards and banking relationships.
    •   Have a Brex card? Link it and keep your card benefits with BrexPay for Navan.

Navan Connect cards
Navan Connect reports Visa and Mastercard transactions in real time and American Express transactions daily.

Reimbursements

When employees have out-of-pocket expenses, Navan has their backs.
    •   Pay back employees for out-of-pocket expenses made anywhere in the world.
    •   Send global reimbursements in 25+ currencies, across 49 countries.

Reimbursements - A Shack Shack receipt with a expense submitted notation

The benefits of embedded payments

For accounting and finance teams

  • Built-in spend policies: Apply customizable and transparent spend policies to control spend before it happens; proactively flag or decline out-of-policy spend at the point of swipe.
  • Real-time visibility and insights: Track spending, view live reporting, and check budgets in real time to gain insights.
  • Automated reconciliation: Transactions are automatically matched with booking and invoice information, reducing manual work.
  • Global coverage: Support your global teams with language localization, regional support, VAT reporting, and global issuing.
Finance Teams - SBS - Real-time financial intelligence

For employees

  • Few, if any, expense reports to fill out
  • Track spending against company policies in real time
  • Automated receipt collection
  • Book travel in minutes — no need to enter payment information or front your own money
Automatically upload invoices and receipts

“With Navan, our employees don’t have to pay out of pocket, and all booking and payment data is automatically reconciled in our accounting system, saving time for our accounting team.”

Ben LenehanFinance Director – Operationsfever tree logo

Experience travel and expense on autopilot