Navan Payments
Effortless T&E starts with smarter payments
Control spending and streamline processes with integrated payment solutions for every type of business — from startups to enterprises, regional to global.
Trusted by thousands of companies
Global payments to meet every need
One global platform
Optimize T&E with one centralized solution for all business travel, payments, and expense management.
Flexible payment options
Choose the payment solution that fits your business best.
Control spend
Set customizable, transparent spend policies upfront to prevent overspending.
Payments solutions
Every business — from startups to enterprises, regional to global — can choose the solution that fits them best … whether or not they have an existing payment solution.
Navan corporate cards
With physical and virtual travel card solutions, it’s easy to control spend, ensure compliance, and streamline travel, expense, and corporate card management — all on one platform.
- Money back on every purchase: Get up to 1.5% back on every Navan corporate card transaction, plus no annual card fee.
- Global coverage: Navan corporate cards are issued in USD, GBP, and EUR, and accepted around the world.
- Flexible options: Generate unique, on-demand virtual cards for travel bookings made through Navan or use physical cards for everyday spending.
- Virtual purchase cards: Create virtual cards with customizable spend limits for recurring subscriptions or spot purchases.
The Navan card is issued by Celtic Bank (Member FDIC), Stripe Technology Europe Limited, Stripe Payments UK Limited, Adyen N.V. (EU), Adyen N.V. San Francisco Branch (US), and Adyen N.V. London Branch (UK)
Navan Connect
Love your current card solution? With Navan, there’s no need to switch.
- Keep your eligible Visa, Mastercard, or American Express cards.
- Preserve your current card rewards and banking relationships.
- Have a Brex card? Link it and keep your card benefits with BrexPay for Navan.
Navan Connect reports Visa and Mastercard transactions in real time and American Express transactions daily.
Reimbursements
When employees have out-of-pocket expenses, Navan has their backs.
- Pay back employees for out-of-pocket expenses made anywhere in the world.
- Send global reimbursements in 25+ currencies, across 49 countries.
The benefits of embedded payments
For accounting and finance teams
- Built-in spend policies: Apply customizable and transparent spend policies to control spend before it happens; proactively flag or decline out-of-policy spend at the point of swipe.
- Real-time visibility and insights: Track spending, view live reporting, and check budgets in real time to gain insights.
- Automated reconciliation: Transactions are automatically matched with booking and invoice information, reducing manual work.
- Global coverage: Support your global teams with language localization, regional support, VAT reporting, and global issuing.
For employees
- Few, if any, expense reports to fill out.
- Track spending against company policies in real time.
- Automated receipt collection.
- Book travel in minutes — no need to enter payment information or front your own money.
“With Navan, our employees don’t have to pay out of pocket, and all booking and payment data is automatically reconciled in our accounting system, saving time for our accounting team.”
Ben LenehanFinance Director – Operations
Experience travel and expense on autopilot
Navan Travel
Optimize travel, boost savings
Build, manage, and scale your company’s travel program with ease. Empower employees to book from an extensive inventory while staying within your spending limits.
Explore Navan Travel
Explore Navan Travel
Navan Expense
Take control of costs
Streamline your expense management from swipe to reconciliation. Automate categorization, reports, and reimbursements. Boost productivity and optimize savings with AI-powered insights.
Explore Navan Expense
Explore Navan Expense
