Top 7 Brex Alternatives in 2025
Brex is a well-known financial platform that combines corporate credit cards with spend management and expense tracking. It’s especially popular with startups and fast-growing companies thanks to its ease of use, integrated rewards, and tech-forward interface.
Still, Brex may not meet every organization’s needs. Depending on your company’s size, travel volume, or system requirements, you might need a solution with broader functionality, deeper integrations, or more flexible controls.
This guide explores seven top Brex alternatives in 2025 — platforms that help businesses streamline spend, automate workflows, and improve visibility across expenses and travel.
BrexPay for Navan: A Collaborative Approach to Travel and Spend
While Navan and Brex offer distinct platforms, they also work together to provide customers with a connected experience. With BrexPay for Navan, Brex cardholders can book and manage travel directly within the Navan platform, combining Brex’s financial controls with Navan’s advanced travel and expense capabilities.
This collaboration helps businesses:
- Streamline global travel booking and expense reconciliation
- Leverage Brex card spend directly inside Navan’s system
- Provide travelers and finance teams with a smoother end-to-end experience
For companies that already rely on Brex cards but want to centralize travel and expense processes, Navan offers an easy way to extend those capabilities without switching providers.
Learn more about BrexPay for Navan.
1. Navan
Navan brings travel, expense, and corporate cards together in one AI-powered platform. It’s designed to simplify business travel while giving finance teams complete visibility and control over spend, all in real time.
- Unified travel and expense booking in a single platform
- Corporate cards with built-in policy and spend controls
- Instant transaction visibility and automated receipt capture
- Tailored approval flows that adapt to your organizational structure
- Pre-built integrations with top ERPs and accounting tools
- Multi-currency and tax compliance support
- 24/7 live assistance
- Free for companies with up to 200 employees
- Custom plans for enterprise needs
2. Ramp
Ramp focuses on automating financial operations and maximizing visibility into company spend. Its no-cost corporate cards come with built-in controls, real-time alerts, and customizable approval flows.
- Expense reporting that syncs directly with accounting systems
- Custom card limits and merchant restrictions by employee
- Digital receipt capture with mobile and email forwarding
- Insights into recurring spend and vendor-specific trends
- Free plan and optional paid tiers
3. Airbase
Airbase combines expense management, corporate cards, bill payments, and reimbursements into one platform. It’s built to support growing companies that need visibility across all non-payroll spend.
- AI-powered invoice capture and automated vendor payments
- Guided purchase workflows to streamline procurement
- Expense automation and real-time policy checks
- Support for multiple entities and currencies
- Custom pricing based on company size and needs
4. Spendesk
Spendesk helps finance teams manage spending across cards, invoices, and employee reimbursements. Originally built in Europe, it also serves U.S.-based teams and supports multi-currency transactions.
- Global cards with dynamic controls and instant management
- Customized approval workflows with real-time status updates
- Mobile tools for on-the-go expense and mileage capture
- AI-powered insights for smarter financial decisions
- Custom pricing
5. SAP Concur
SAP Concur is one of the most established names in enterprise expense and travel management. It integrates with ERP systems and supports complex compliance requirements.
- Detailed spend analytics for better visibility
- Mobile app for quick and easy expense submission
- Centralized vendor invoice management
- Tools to monitor and manage policy exceptions
- Custom pricing
6. Expensify
Expensify is a user-friendly tool that makes it easy to scan receipts and submit expenses on the go. Its mobile-first design appeals to teams looking for speed and simplicity.
- Expense report automation and policy enforcement
- Multi-currency support for international teams
- Integration with popular accounting platforms
- The Collect plan is available for $5 per user per month.
- The Control plan offers custom pricing based on organizational requirements.
7. Pleo
Pleo is a modern spend management platform built for SMBs that want better control over employee expenses. The Europe-based company is ideal for teams looking for intuitive tools to manage company cards and reimbursements.
- Prepaid virtual and physical cards with spending limits
- Automated receipt capture and categorization
- Approval flows and policy-based controls
- Real-time spend tracking
- Tiered pricing based on users and features, with custom plans available
How to Choose a Brex Alternative
Finding the right Brex alternative starts with understanding how your team spends, travels, and approves expenses. Are your current tools slowing things down? Do employees avoid submitting receipts because the process is clunky? Is travel managed in one system while expenses live in another?
A more efficient platform should solve these disconnects, not add to them. Use the list below to help align your next solution with your team’s day-to-day needs:
- Evaluate whether the tool suits your organization (startup vs. enterprise)
- Check scalability for future growth
- Verify travel booking capabilities
- Confirm corporate card integration features
- Ensure expense reporting functionality is included
- Review approval workflow options
- Check for automated policy enforcement
- Assess error detection and flagging features
- Confirm integration with your current systems
- Check sync capabilities with relevant software
- Evaluate the user interface and navigation
- Check mobile accessibility and functionality
- Review onboarding and training requirements
Final Thoughts
Whether you’re optimizing spend visibility, streamlining reimbursements, or consolidating tools, the right Brex alternative can not only fill a gap but also move your finance operations forward.
From automation-first platforms to solutions with built-in travel and global compliance, today’s options offer plenty of room to tailor your stack to your team’s needs.
Navan stands out for organizations looking to combine travel, expense, and spend management in a single, intuitive experience, with or without Brex cards.
Request a demo of Navan to see how it can support your business in 2025 and beyond.
This content is for informational purposes only. It doesn't necessarily reflect the views of Navan and should not be construed as legal, tax, benefits, financial, accounting, or other advice. If you need specific advice for your business, please consult with an expert, as rules and regulations change regularly.