Pleo Alternatives: Comparing the Top Expense Management Platforms

Finding the right expense management solution is more than a procurement decision — it’s a strategic imperative. While teams stuck in manual processes burn hours and budget on repetitive tasks, forward-thinking organizations are leveraging automation to unlock productivity and insights that drive real competitive advantage.

Pleo is an expense management platform that provides corporate cards, automated expense tracking, and real-time spending controls. While it offers popular features, it may not be the right fit for every company’s unique requirements, budget, or operational structure.

Here’s a breakdown of three leading Pleo alternatives, comparing their key features, pricing models, and distinctive capabilities to help you find the platform that best fits your business.

What is Pleo?

Pleo is an expense solution that offers both physical and virtual company cards via Mastercard. It helps teams set individual spending limits, and all transactions can be tracked in real time. Receipts are captured directly via the Pleo app and managed digitally, which reduces manual effort for employees and accounting teams.

Pleo automatically calculates mileage rates and meal allowances based on current regulations to simplify variable expenses. Combined with direct integration into an accounting system, this process means fewer errors, faster month-end closes, and better-supported finance teams.

Additionally, companies always have a transparent real-time overview of all expenses, allowing for efficient budget monitoring.

Pleo and Alternatives Compared

1. Navan – The All-in-One Solution for Travel and Expense Management

G2 Rating: 4.7/5

Navan stands out as a comprehensive travel and expense management solution. Its a seamless solution that integrates all steps — from planning and booking travel to expense reporting.

Key Features

• Integrated travel process: All steps, from planning and booking to expense reporting, are unified on a single platform.
• Comprehensive company card management: Assign physical, virtual, and purchase cards with individual limits, role-based permissions, and automated policy enforcement for maximum protection against misuse.
• Automated expense control: Store company policies directly in the system. Navan automatically reviews each transaction and triggers approval workflows for out-of-policy spending.
• Real-time spend monitoring: The dashboard displays all transactions in real time, automatically flags out-of-policy purchases, and allows admins to intervene immediately.
• Automated expense reporting: Receipts are automatically captured, categorized, and processed in compliance with policy before being transferred to the accounting system.
• Integrated business travel management: Book flights, hotels, trains, and rental cars directly on the platform and get exclusive discounts from strategic partnerships with premium providers.
• 24/7 support: Personalized, multi-channel, 24/7 customer service.

Navan vs. Pleo

While Pleo focuses exclusively on expense management, Navan transforms the entire business travel and expense management process. Navan’s scalable solution with advanced automation gives businesses of all sizes cost control and full transparency over company spend. 

Pricing

Navan offers tailored pricing models, so businesses only pay for features they truly need.

2. Spendesk – Transparent Expense Management for Modern Teams

G2 Rating: 4.6/5

Spendesk simplifies finance management with a central platform that unifies all company expenditures.

Key Features

• Comprehensive card management: Offers flexible virtual and physical Visa debit cards with integrated spending policies for immediate control over every transaction. Cards are available in the EEA, UK, and the U.S.
• End-to-end procurement: The procurement process, from request through approval to payment, is managed digitally and documented for complete visibility.
• Proactive budgeting: Fixed budgets and real-time spend monitoring allow for proactive financial management and help prevent overspending.
• Automated receipt processing: Intuitive guidance and automatic reminders help ensure that receipts are submitted on time and correctly.
• System integration: A direct connection to leading accounting systems provides automated data exchange and accelerated monthly closes.
• Security standards: The platform is ISO-certified and features end-to-end encryption, multi-factor authentication, and full GDPR compliance.

Spendesk vs. Pleo

Spendesk offers an intuitive platform with flexible card management. It is a strong alternative to Pleo, particularly for small and midsize businesses that need streamlined workflows.

Pricing

Prices depend on team size and required features.

3. Rydoo – Smart Expense Management for Efficient Teams

G2 Rating: 4.4/5

Rydoo is known for its extensive integration options and AI-powered automation of expense processes. Companies that value compliance and streamlined workflows benefit from its flexible customization options and real-time processing.

Key Features

• Real-time expense capture: Expenses, mileage, and per diems are recorded in the mobile app and automatically linked to company card transactions.
• Customizable approval management: Configurable rules automate approvals for standard expenses, combined with manager approval for selected items.
• Smart audit technology: System-driven detection of out-of-policy and suspicious expenditures reduces the need for manual checks.
• Company card integration: Offers centralized control over company spending with flexible usage options for employees.
• Compliance management: Provides support for local tax and compliance rules in different business regions.
• System integration: Integrates with more than 35 finance, ERP, HR, and travel tools to synchronize data between systems.

Rydoo vs. Pleo

Rydoo focuses on AI-powered automation and extensive integrations for traditional, reimbursement-based expense management. It’s another alternative to Pleo, especially for complex workflows and integrations within existing processes.

Pricing

Rydoo offers the following plans:

• Essentials: From €8 per user/month
• Pro: From €10 per user/month
• Business and enterprise: Custom quote

Choosing the Right Pleo Alternative for Your Company

To select the right expense software for your company, start by evaluating your specific needs. Here’s what to know before you shop. 

Size matters — and so does scale

Start by counting heads. How many team members will be logging expenses? A startup needs different muscles than a multinational corporation. Your headcount today can be the blueprint for tomorrow’s growth.

Follow the money trail 

What stories do your expenses tell? Jet-setting sales teams racking up travel miles? Creative agencies entertaining clients over long lunches? Remote workers managing home office setups? Understanding these elements will help you find software that matches your business needs.

Map the approval workflow

Take a look at how expenses flow through your organization today. Does a $20 lunch need three signatures while a $2,000 flight gets rubber-stamped? The ideal platform should untangle these workflows, not complicate them further.

Pleo Alternatives: The Feature Wish List

Beyond digitalization, the right expense platform reimagines processes entirely. Here’s what distinguishes transformative solutions from mere digital replacements

• ✨Smart receipt capture: Point and shoot OCR technology that reads receipts like a seasoned accountant
• 🔗Seamless system harmony: Plays nice with your existing accounting setup (DATEV, QuickBooks, etc.)
• ⚡Workflows that work for you: Automated approvals that match the company’s goals
• 🌍Global-ready currency support: Because business doesn’t stop at borders
• 🎯VAT detection: No more manual tax calculations or compliance headaches
• 📋Policy enforcement: Built-in guardrails that guide rather than punish
• 💳Corporate card integration: So employees can spend confidently
• 📊Real-time insights that inspire action: Dashboards with fresh data can help company budgeting and expense forecasting
• 🔒Bulletproof compliance: GDPR and GoBD compliance for transparent operations

Of course, the best expense management software is the one your team will want to use. Features are just features until they solve problems for real people.

Read the case study: Duolingo Chooses Navan for Smarter Expense Approvals 

Robust Support 

When things go sideways at 11 p.m. before month-end close, businesses need more than a chatbot and crossed fingers. Dig deep into each vendor’s support philosophy:

• Can you reach a human when the stakes are high?
• Do they speak your language?
• Will they walk you through the setup?
• What’s their track record when the platform hiccups during busy periods?

The cheapest solution becomes expensive fast when you’re stuck without answers.

Pricing: Sticker Price vs. Real Price

That attractive per-user monthly fee? It’s probably just the opening act. The real cost reveals itself in the fine print:

• Integration fees 
• Premium support (that should be standard)
• Add-on features
• Scaling penalties

Build the budget around the total cost of ownership, not the marketing-friendly headline price.

Reviews and Testimonials

Trustworthy platforms with verified users, like G2, can narrow down the search for expense management alternatives to Pleo. Read about real customers who share frustrations and delights. 

Look for patterns:

• Do complaints cluster around specific issues?
• How does the vendor respond to criticism?
• Pay special attention to companies similar to yours — their experience will likely mirror your own.

The Bottom Line

Choosing an expense management platform is all about finding the right fit for your business.

Some companies thrive with straightforward expense tracking. Others seek an all-in-one command center that orchestrates global corporate travel, manages complex approvals, and provides real-time visibility across multiple entities and currencies. Navan delivers both.

Navan is built for organizations of all sizes that see expense and travel management not as necessary evils, but as competitive advantages. 

Ready to try it out? Get started.