The 4 Strongest Alternatives to SAP Concur in 2026

The rapidly evolving spend management landscape is moving away from fragmented, reimbursement-centric platforms. While SAP Concur remains the enterprise standard for many large, global organizations due to its deep ERP integrations, many finance and travel teams are seeking modern alternatives.

Teams are increasingly looking for solutions that offer superior user experience (UX), real-time spend control via integrated corporate cards, and more time-saving automations driven by AI.

Why Teams Seek Modern Alternatives to Concur

➡️ Outdated UX: Employees find the expense submission and travel booking interface time-consuming and cumbersome.

➡️ Lack of real-time control: Reliance on manual reporting and non-integrated third-party cards means spend is controlled after it happens, rather than proactively.

➡️ Opaque and complex pricing: Concur’s fee structure (often by expense report or transaction) can lead to unpredictable total costs.

➡️ Slow customer support: Enterprise users often report slow or inconsistent support for traveler and administrative issues.

The Top 5 SAP Concur Alternatives at a Glance

1. Navan: Leading All-in-One Travel and Expense

G2: 4.7/5

Navan is the leading all-in-one business travel and expense management solution that unifies bookings, corporate cards, approvals, and expense tracking in a single, AI-powered platform. It is widely adopted across fast-growing startups and multinational enterprises.

Key Features:

• Integrated corporate cards: Physical and virtual Navan Cards with policy-based controls that automatically track and report spend.
• AI-powered experience: AI guides travelers to policy-compliant options and personalizes the booking process.
• Real-time compliance: Proactive policy blocking and automatic receipt matching.
• End-to-end inventory (NDC-ready): Access to massive global inventory, including New Distribution Capability (NDC) content for better airfare options and potential savings.
• 24/7 human support: Dedicated, high-quality support for travelers, admins, and finance teams.
• Global compliance: Strong support for VAT, multi-currency, and global entities.
• Seamless ERP integrations: Direct, native integrations with modern systems like NetSuite, QuickBooks, and Sage Intacct.

Pricing:

• Free: Companies with up to 300 employees

2. Perk: Flexible Travel Management with Policy Control

G2: 4.6./5

Perk is a travel management platform that excels at offering a highly flexible booking experience tailored to medium and larger companies. It focuses heavily on centralized trip management, consolidated invoicing, and policy compliance.

Key Features:

• FlexiPerk: Optional cancellation coverage (for an average 10–20% fee per trip) for a guaranteed 80% refund.
• Broad inventory: Access to standard, negotiated, and low-cost carrier rates across flights, trains, hotels, and cars.
• Policy and approvals: Customizable policy settings and approval workflows by team, budget, or cost center.
• Centralized invoicing: Receive one, simplified, VAT-ready invoice for all global bookings, saving time on reconciliation and VAT reclaim.
• Expense integration: Connects with dozens of leading expense and finance platforms (e.g., Expensify, Ramp, Spendesk).

Pricing:

• Starter: Free (includes core booking, inventory, and consolidated invoicing)
• Premium: Starting at €99/month + 3% fee per booking (adds VAT-ready invoices, integrations, and FlexiPerk access)
• Pro: Starting at €299/month + 3% fee per booking (adds unlimited workflows, custom reporting, and corporate rates)
• Enterprise: Custom pricing for large organizations requiring tailored integrations

3. FCM Travel: High-Touch Global Travel Management

G2: 3.8/5

FCM Travel is a worldwide travel management company that combines a modern digital platform with the personal support of experienced travel consultants. The goal is a uniform digital experience across markets, backed by local, human support in more than 95 countries.

Key features:

• Blended service model: The FCM platform is paired with dedicated travel agents and account managers.
• Risk management and duty of care: Leverages Crisis24 and SHERPA for real-time risk intelligence and traveler support.
• Unified approvals: A single interface to manage complex, multi-region approval workflows across online and offline booking channels.
• AI digital assistant: Sam delivers live trip updates and anticipates disruptions.
• Payments and expenses: Streamlined payment options with built-in expense tools or integrations.
• Global consistency: Designed to deliver a consistent traveler experience across all regions.

Pricing:

• Customized: Fees are tailored to program size and complexity, expected transaction volumes, and the level of agent support, typically following a transaction-based model.

4. Spotnana: Travel-as-a-Service Platform

G2: 4.6./5

Spotnana is a Travel-as-a-Service infrastructure provider. It supplies the core building blocks for corporate travel, including content aggregation, a booking engine, and servicing, rather than a bundled, end-to-end travel and expense product like Navan.

Key features:

• Open APIs and modular architecture: White-label, integrate, and create custom booking experiences and travel programs.
• Universal content: Aggregates GDS, NDC, and direct supplier inventory in one global view.
• Simplified servicing: Travelers and agents use the same platform for quick, self-service changes and tailored agent support.
• Cloud-native system of record: Centralizes policies, profiles, and bookings without legacy mid-office complexity.

Pricing:

• Custom, platform-based, and typically aligned to platform usage, transaction volume, and the scope of the integrated solution.

5. CWT: Blended Service for Global Travel Programs

G2: 3.1/5

CWT (Carlson Wagonlit Travel) is one of the world’s largest travel management companies, appealing to enterprises that require a significant, high-touch blend of digital tools and 24/7 expert travel agent support. Its core strength is managing complex multinational programs with consistency, ensuring robust duty of care and centralized oversight across various global markets. CWT’s myCWT platform provides self-service booking, but the solution’s core value lies in the immediate access to its global network of travel counselors for complex itineraries, disruptions, and assistance.

Key Features:

• Blended service model: Combines the myCWT self-service digital suite with immediate access to human travel counselors.
• Global program management: Exceptional strength in supporting complex multinational programs, with centralized oversight and compliance.
• Traveler safety focus: Highly developed systems for traveler tracking, geo-fencing, and proactive security alerts.
• 24/7/365 support: Multilingual support available globally via agent-led channels and chat.

Pricing:

• Customized pricing model based on the complexity of the program scope, geographical footprint, and anticipated travel volume.

How Do I Choose the Right SAP Concur Alternative?

​​Use this checklist to narrow your options and select the best SAP Concur alternative for your organization. Review each item with key stakeholders and align on requirements, timelines, and budget before shortlisting vendors.

Scope: Do we need a travel-only solution, or travel, expense, and corporate cards in one platform?

Implementation speed: By when do we need to go live and see adoption? Do we have internal resources, or do we need vendor-led rollout and training?

Global requirements: Do we require VAT reclaim, GDPR compliance, multi-currency, and multi-entity support? Is regional content and language coverage sufficient for our markets?

Control and compliance: Can policies and approvals be automated by role, market, and spend? Are duty of care and audit trails strong enough for our risk and compliance needs?

Employee experience: Is the UX mobile-first, with easy self-serve booking and changes? Is support responsive and available 24/7?

Integrations: Does it connect to our ERP or accounting system, HRIS, SSO, and procurement tools? Are APIs and webhooks available for data and workflow automation?

Pricing model: Do we prefer a free, tiered subscription, a per-booking option, or custom pricing? What are the implementation, service, and data access fees, and how do they scale with volume?

Your Quick Picks by Business Scenario

Bottom Line: Match Your Platform Choice to Your Travel and Expense Priorities

Ultimately, the best alternative to a legacy system like SAP Concur depends entirely on your company’s strategic priorities and operational complexity.

If your focus is maximum efficiency, eliminating manual expense work, and enforcing policy in real time across a global program, Navan is a strong candidate as a unified, AI-driven solution. 

If you favor flexibility and traveler satisfaction in high-volume environments (common in the European mid-market), or you are operating large enterprises where duty of care and high-touch agent support are essential, other solutions may cover what you need. 

At the end of the day, the best test is to take authentic user reviews into account. Run a short, side-by-side pilot with real travelers, approvers, and finance admins to discover which platform drives higher CSAT scores. Then validate your findings with verified reviews on G2, Capterra, and similar platforms — or simply get started.

*Competitive data was collected as of January 8, 2026, and is subject to change or update.