The Top 6 Alternatives to Amex GBT in 2026: Which Platform Fits Your Travel Program Best?

Why teams compare Amex GBT to other options

• Unified travel and expense management vs. TMC-only: Some companies want a single platform that combines travel booking, expense management, and corporate cards.
• Modern UX and adoption: Easy self-serve booking and mobile-first workflows can improve compliance and traveler satisfaction.
• Real-time spend control: Integrated cards and automated policy checks reduce out-of-policy spend.
• Implementation speed and flexibility: Faster rollout and modular integrations can accelerate value.
• Transparent pricing and support: Clear cost models and responsive support are key for distributed teams.

The 6 Alternative Contenders for Amex GBT

Amex GBT: Where It Excels

Amex GBT excels in global scale and service, with extensive supplier relationships, negotiated rates, and 24/7 omnichannel agent support. It delivers strong program governance with robust policy configuration, traveler tracking, and duty of care for multinational programs. Its enterprise depth suits organizations that prefer a service-led travel management model with premium, high-touch servicing options.

Navan: Unified Travel, Expense, and Corporate Cards 

Capterra Rating: 4.6/5

Navan offers a single, unified platform that integrates corporate travel booking, comprehensive expense management, approval workflows, and embedded corporate card functionality. This architecture helps organizations transition from reactive, reimbursement-based systems to a proactive model that delivers real-time financial control.

Competitive Advantage:

• Operational efficiency: Unifying travel, spend, and payments simplifies the tech stack, drastically reducing the need for multiple tools and complex reconciliation efforts.
• Automation and compliance: Policies are enforced before spend occurs, and expenses are automatically created upon transaction, minimizing manual work and ensuring compliance.
• Service model: Offers both robust self-service booking capabilities and high-quality, 24/7 global customer support.

Key Features:

• Full travel and expense lifecycle: Manage planning, booking, payment, and expensing for all modes of travel (air, lodging, rental, rail).
• Integrated payments: Issue physical and virtual company cards with dynamic, policy-driven controls.
• Automated expense reports: Transactions automatically generate expenses and come paired with captured receipts.
• Live financial data: Provides finance teams with immediate visibility into committed and actual spend against budgets.
• Scalable integration: Includes global support infrastructure and deep integration with major ERP systems.

Pricing: 

A free starter tier is available for companies with up to 300 employees; pricing models are custom-designed for large-scale enterprises.

Best For: 

Mid-to-large enterprises requiring an end-to-end, automated travel and expense solution with embedded payments and a focus on consolidated financial management.

CWT (Carlson Wagonlit Travel): Global TMC

G2 Rating: 3.1/5

CWT, one of the world’s largest travel management companies (TMCs), delivers a comprehensive corporate travel program by blending advanced technology with global, high-touch traveler service. Its core offering centers on multi-channel booking, global servicing, and robust duty of care protocols, all anchored by the integrated myCWT platform.

Core Differentiators:

• Blended service model: Distinctively combines seamless digital self-service via the myCWT platform with immediate, 24/7 access to expert travel counselors for complex bookings and assistance.
• Global program management: Exceptional strength in supporting complex multinational programs, providing centralized oversight, consistency, and compliance across various regional markets.
• Traveler safety focus: Offers a highly developed system for traveler safety and security, including real-time tracking, proactive alerts, and critical health advisory services.

Key Features:

• Comprehensive booking: Consolidated itinerary and booking capabilities across all travel modes: flights, hotels, cars, rail, and transfers.
• myCWT digital suite: Intuitive mobile and web access for managing itineraries, receiving real-time disruption alerts, and automatic calendar synchronization.
• Program intelligence: Advanced analytics dashboards and proprietary post-booking price monitoring to drive savings and optimize policy compliance.
• Integrated duty of care: Critical traveler tracking, geo-fencing capabilities, and global security alerts to ensure organizational compliance and traveler well-being.
• 24/7/365 support: Multilingual support available globally via agent-led channels and chat.

Pricing: 

Customized pricing model based on the complexity of program scope, geographical footprint, and anticipated travel volume.

Best For: 

Large-scale multinational enterprises that require a significant focus on hands-on, personalized service, high levels of global compliance, and a mature, integrated traveler safety program.

BCD Travel: Data-Driven TMC With a Sustainability Focus 

Capterra Rating: n/a

BCD Travel is a leading global TMC, operating in over 170 countries and distinguished by its operational consistency, strategic supplier partnerships, and industry-leading commitment to data analytics and sustainability. Its core digital interface, the TripSource app, provides a consistent, unified experience for travelers worldwide.

Core Differentiators:

• Consistent global execution: Offers foundational strength in traditional managed travel, delivering a high degree of program consistency and operational excellence across its extensive global footprint.
• ESG focus: Provides a highly developed suite of data and sustainability programs, making it the preferred choice for organizations with strict environmental, social, and governance (ESG) goals and reporting requirements.
• Optimized partnerships: Leverages deep, strategic supplier relationships to enhance program optimization and drive value for clients.

Key Features:

• TripSource traveler platform: A unified mobile and web application for comprehensive trip management, real-time communications, and traveler itinerary support.
• Supplier and program optimization: Dedicated resources to help strengthen supplier relationships, negotiate deals, and continuously optimize the travel program’s financial performance.
• Integrated financial tools: Seamless integration capabilities with major expense management systems, complemented by flexible corporate payment solutions.
• Sustainability reporting: Advanced insights and reporting capabilities to help clients track, measure, and manage the environmental impact of their travel programs.

Pricing:

The custom pricing model is typically aligned to a client’s projected transaction volume, required service levels, and the complexity of the program scope.

Best For:

Enterprises that prioritize a reliable, traditional TMC foundation combined with a strong, modern focus on data-driven decision-making and achieving specific global sustainability and ESG objectives.

SAP Concur: Enterprise Expense With Travel Ecosystem 

Capterra Rating: 4.3/5

SAP Concur is an enterprise-grade platform that provides comprehensive automation for employee spending across expense, travel, and invoice management. Positioned as a leading financial solution, its strength lies in automating the entire workflow, from transaction capture to payment processing, ensuring audit-readiness and compliance.

Core Differentiators:

• Financial depth: Offers deep, proprietary integrations with SAP and other major ERP systems, while providing a seamless flow of data for real-time financial posting and accounting.
• Audit and control focus: Built for the most complex global finance requirements and specializing in robust policy enforcement, automated auditing, and comprehensive governance controls.
• Ecosystem approach: While offering an integrated booking tool, its true power lies in connecting to a vast ecosystem of TMCs and booking partners, offering flexible travel content sourcing.

Key Features:

• Automated expense reporting: Leverages AI/OCR technology (e.g., ExpensIt) to capture receipts, automatically create expense entries, and import corporate card data.
• Comprehensive compliance: Robust features supporting VAT/GST reclaim, multi-currency conversion, per diem calculations, and adherence to complex regional tax rules.
• Integrated travel booking (Concur Travel): Allows employees to book within policy directly on the platform, integrating with multiple GDSs and direct content sources.
• Advanced workflow and controls: Customizable policy enforcement, complex approval workflows, and sophisticated audit rules to detect non-compliant or fraudulent spend.
• Native ERP integration: Seamless bidirectional data flow with SAP and other financial systems for unparalleled spend visibility and reconciliation.

Pricing:

Customized pricing, typically based on the specific modules (expense, travel, invoice) utilized and the volume of user transactions.

Best For:

Large, multinational enterprises that prioritize expense governance, financial control, and deep integration with their existing SAP or major ERP ecosystem, leveraging travel as an integrated module.

Reed & Mackay

G2 Rating: 4.5/5

Reed & Mackay, a Navan company, is a distinguished provider of corporate travel and event management, built on a foundation of premium, high-touch service. It specializes in delivering bespoke travel solutions and highly personalized programs designed to meet the complex and exacting needs of global businesses and their senior executives.

Core Differentiators:

• Concierge-level service: Provides an elevated level of dedicated, expert support tailored to complex itineraries and VIP travelers, ensuring white-glove care across all touchpoints.
• Bespoke program design: Excels at advanced customization and strategic travel program design, offering flexibility and deep consulting expertise unmatched by standardized services.
• Integrated technology stack: Leverages Navan’s robust technology backbone to offer a fully integrated and highly automated expense management solution alongside premium travel services.

Key Features:

• Personalized agent support: Dedicated travel experts offer 24/7/365 availability, providing consistent, expert-led support globally.
• Exclusive content: Access to a portfolio of exclusive fares, deeply negotiated rates, and specialized content unavailable on public channels.
• Comprehensive event management: Dedicated support and specialized tools for planning and executing meetings, incentives, conferences, and events (MICE).
• Advanced risk and duty of care: Robust tools and protocols for high-level risk management, traveler tracking, and proactive security advisory.
• Automated expense integration: Fully integrated expense management and payment solutions provided via the Navan ecosystem, streamlining the end-to-end process.

Pricing:

Custom pricing structure, meticulously tailored for the company’s specific service needs, complexity of the travel program, and required level of global support.

Best For:

Organizations (particularly those with complex or senior travel needs) that prioritize concierge-level service, advanced customization, and a unified approach to premium travel supported by a modern, integrated expense platform.

FCM Travel 

G2 Rating: 4.0/5

FCM Travel is a leading global travel management solution engineered to streamline the end-to-end corporate travel process. It achieves this by providing a harmonious blend of integrated booking capabilities, real-time expense visibility, and robust reporting tools. FCM focuses on delivering an intuitive traveler experience while enabling finance teams to maintain strict policy control.

Core Differentiators:

• Usability and compliance balance: Successfully merges traveler-friendly technology (mobile access, personalized alerts) with essential finance functions (policy enforcement, detailed analytics) to optimize both user adoption and cost control.
• Proactive traveler support: Combines a high-touch, personalized account management approach with automated travel alerts and 24/7 support to enhance traveler safety and well-being globally.
• Global inventory and reach: Provides comprehensive access to a vast, global inventory of air, hotel, and ground transportation content, ensuring options are available regardless of location.

Key Features:

• Comprehensive inventory access: Direct access to global air, hotel, car, and rail content, including exclusive negotiated rates.
• myFCM digital tools: A customizable booking platform and advanced mobile application that offers seamless trip management, real-time communication, and policy guidance.
• Personalized account management: Dedicated account teams and 24/7 global traveler support for expert assistance whenever and wherever needed.
• Risk management: Integrated policy enforcement, real-time traveler tracking, and comprehensive duty of care features, to ensure organizational compliance and safety.
• Financial integration: Robust capabilities for integrating with leading expense management, P-card, and major finance systems for simplified reconciliation and data flow.

Pricing:

Custom pricing is determined by factors such as the company’s program size, the suite of features selected, geographical support requirements, and the desired service level.

Best For:

Global organizations which require a technology-forward TMC that can effectively balance a positive traveler experience with strict cost controls, comprehensive compliance, and a customized level of global support.

How Do I Choose the Right Amex GBT Alternative?

​​Use this checklist to narrow your options and select the best Amex GBT alternative for your company. Review each item with key stakeholders and align on requirements, timelines, and budget before shortlisting vendors.

Scope: Do you need a travel-only solution or a unified travel, expense, and payments platform? The unified approach (like Navan) simplifies the tech stack and reduces the need for multiple finance and travel tools.

Spend control: Do you want to rely on reimbursement after the spend, or do you need real-time control and policy enforcement via integrated corporate cards at the point of sale? Real-time control is a core feature of fintech-first platforms.

Employee experience: Is the platform mobile-first and intuitive enough to drive high adoption and compliance? Easy self-serve booking and itinerary management are vital for traveler satisfaction.

Global infrastructure: Do you require robust support for multi-entity structures, VAT/GST reclaim, and localized language/content coverage across all your global markets? This is essential for multinational companies.

Integration depth: Does the system offer native, deep integration with your specific ERP (e.g., SAP, NetSuite, Oracle) and HRIS, or does it rely on basic data exports? SAP Concur is particularly strong for deep SAP integration.

Service model: Do your travelers require high-touch, dedicated agent support for complex itineraries (typical of travel management companies like CWT or BCD Travel), or is robust 24/7 digital/chat support sufficient?

Pricing clarity: Do you prefer the per-transaction/per-booking fees typical of travel management companies, or the subscription/custom enterprise models offered by modern fintech platforms?

Your Quick Picks by Business Scenario

Based on the strategic priorities outlined, here are the best alternatives to Amex GBT:

• Unified travel and expense and real-time payments = Navan
• Deep SAP/ERP integration and financial governance = SAP Concur
• High-touch, concierge-level service = Reed & Mackay
• Strong global travel management foundation and data/ESG focus = BCD Travel
• Global travel management with blended digital/agent support = CWT or FCM Travel

Finding Your Ideal Travel and Expense Partner

Choosing the right alternative to Amex GBT requires a clear understanding of your company’s strategic priorities. The ideal solution is not one-size-fits-all; it depends on whether your organization prioritizes financial technology (fintech) transformation or service-led travel management.

However, if you are a large global enterprise whose biggest pain points are integrating travel and expense data with your highly complex SAP ERP system and ensuring rigorous, configurable audit compliance, SAP Concur is the established financial partner to do this.

And if you’re a company looking to switch from a reimbursement-heavy culture to a real-time, all-in-one solution, Navan offers a cleaner, more unified solution.

2026 could be your year to stop managing travel, expenses, and payments in separate, siloed systems. Get started with Navan today.

*Competitive data was collected as of January 8, 2026, and is subject to change or update.