Navan Expands “BYOC” Capabilities With Launch of Navan Connect Across Europe

Innovative “bring-your-own-card” technology now integrates with enrolled Mastercard® or Visa® cards from nearly 250 global banks, including more than 40 UK and EU banks

LONDON, 2 November, 2023 — Navan, the all-in-one solution that makes travel and expense easy, today announced the international expansion of Navan Connect, with availability now across nearly 250 global banks. The innovative card-link technology, which extends the “No Expense Reports” experience of Navan Expense to any enrolled corporate Mastercard® or Visa® card, will now support transactions made with cards issued in Europe and the UK as Navan revolutionizes the way businesses handle global expense management.

Navan Connect redefines expense management, enabling businesses to enjoy the benefits of the travel and expense solution employees love, while keeping the benefits of the company’s existing bank and corporate card partner. With the swipe of an enrolled card, expenses are automatically checked against company policy, categorized, and reconciled. 

"Today’s workforce is spread across the globe, and so are travel and expenses,” said Michael Sindicich, EVP and General Manager of Navan Expense. “Bringing Navan Connect to Europe will make it easy for multi-national companies with offices in the region. Navan's promise to our customers is clear: we work hard to create smart solutions that help you manage expenses worldwide. Since launching in the US, customer demand for this product has been incredible — companies love the automation of Navan Expense, but are happy to keep their existing corporate cards and minimize change management." 

Navan Connect is a significant development for international companies looking to localize and scale their travel and expense programs while maintaining visibility and control. 

Navan Expense, which launched in Europe in December 2021, offers a seamless experience for both admins and employees, with direct reimbursements in as little as 24 hours in more than 45 countries and nearly 30 currencies. In addition, the platform's Optical Character Recognition (OCR) supports invoices in multiple languages, such as French, Portuguese, Spanish, Italian, and German, ensuring ease of use across borders. 

“Before Navan, a lot of people were paying expenses out of pocket, invoicing was manual, and it was hard from a finance perspective to control expenses or get proper reporting — a tedious process for our employees,” said Victoria Tuong, Senior Talent Acquisition Partner at SumUp. “Thanks to Navan, I have a partner for managing expenses and reporting. Our previous solutions were time-consuming, multilayered, and non-intuitive. Navan’s all-in-one solution has led to significant time savings. We now manage all our trips and expenses on the same platform.”  

On the heels of Navan's recent new distribution capability (NDC) content partnerships with 10 global airlines, including Air France, Lufthansa Group, and British Airways, this feature further supports today’s inherently global workforce. Navan's people-centric software design enables the company to cater to its expanding list of multinational customers that require global accessibility.

“At Mastercard, we’re committed to working with innovative partners with a shared vision to bring greater efficiency and enhance the T&E user experience as business travel returns,” said Johanna Waara, Senior Vice President of Commercial Solutions, Europe, Mastercard. “As more businesses seek convenience in managing travel and expense reports, we’re excited to offer our corporate cardholders a seamless way to access Navan’s expense management platform through our Connect integration, powered by Mastercard technology.”

About Navan

Navan is the all-in-one solution that makes travel and expense easy so you can focus on being there, not getting there. Say goodbye to spending hours on the phone trying to change your flight or saving stacks of receipts to manually input expenses. From EAs and finance teams to travel managers and employees, Navan empowers people to focus on the things that matter most to them — all while providing companies with real-time visibility, savings, and control. Learn more at

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